01 · Before token
Identify the seller, asset and authority to transact.
Ask an independent property lawyer to reconcile title chain, seller authority, survey and property descriptions, registered encumbrances, revenue or municipal records and lender security interests. Treat payment before review as a risk decision, not a harmless placeholder.
- Seller identity and authority
- Title chain and property description
- Kaveri registered-document and EC checks
- CERSAI security-interest search
- Bhoomi records where relevant
- Pending dispute, acquisition or restriction review
02 · Project and building
Match approved information to the site.
For a RERA project, verify the exact registration, promoter filings, sanctioned plans, declared schedule, extensions and complaint record. For a completed building, compare the sanctioned plan, completion or occupancy documents and actual construction. Confirm unit, parking and common-area descriptions.
- K-RERA project status
- Sanctioned plan and permitted use
- Completion and occupancy records
- Apartment declaration and undivided share
- Association, insurance, dues and pending works
- Independent technical inspection
03 · Full cost
Budget beyond the sale price.
Include stamp and registration, disclosed loan APR and fees, legal and technical review, brokerage, taxes, association deposits, immediate repairs or fit-out, recurring maintenance and eventual exit costs. Keep incentives separate from base price and written obligations.
04 · Possession
Create a dated handover record.
Request approved drawings, warranties, test certificates, equipment manuals, meter details, keys and access credentials, snag closure, no-dues information and the documents the applicable agreement or law requires. Photograph meter readings and physical condition.
Source record
Official sources reviewed
Links are provided for verification. Requirements and portals can change after the review date.